Financial Planning

9 April, 2020

Where To Seek Advice In Uncertain Times

[column width=”1/1″ last=”true” title=”” title_type=”single” animation=”none” implicit=”true”] With the ongoing escalation of the COVID-19 crisis many people are struggling. Huge changes are happening and we’re all being affected, socially, emotionally […]

7 April, 2020

Retirees, COVID-19 And Options On The Table During A Market Crash

[column width=”1/1″ last=”true” title=”” title_type=”single” animation=”none” implicit=”true”] The spread of coronavirus has been followed by some of the biggest plunges in share markets since the Global Financial Crisis (GFC), both […]

30 December, 2019

Better Protection For Consumers: New ASIC Powers

[column width=”1/1″ last=”true” title=”” title_type=”single” animation=”none” implicit=”true”] While the Banking and Financial Services Royal Commission seems long ago in the minds of many, the people that have been financially affected […]

18 December, 2019

SMSF Sole Purpose Test And Fractional Investments

[column width=”1/1″ last=”true” title=”” title_type=”single” animation=”none” implicit=”true”] To be eligible for superannuation fund tax concessions, SMSFs are required to be maintained for the sole purpose of providing retirement benefits to […]

10 July, 2019

Will I Qualify For The Age Pension?

[column width=”1/1″ last=”true” title=”” title_type=”single” animation=”none” implicit=”true”] Knowing whether you’ll be entitled to the Age Pension is an important part of your retirement planning. Once you reach Age Pension age […]

23 January, 2019

LRBA Changes May Hinder SMSF Gearing

Many SMSFs have used a “limited recourse borrowing arrangement” (LRBA) as part of a gearing strategy to build members’ retirement savings, allowing the funds to borrow to buy high-value growth […]

16 January, 2019

New “Work Test” Exemption For Recent Retirees

The government has created a new opportunity for some recent retirees to make additional superannuation contributions. From 1 July 2019, a 12-month exemption from the “work test” for newly retired […]

7 December, 2018

Franking Rules And Company Tax Rates

The progressive lowering of company tax rates may have the effect of locking the benefit of any tax paid at a higher rate in the franking account. A company pays […]

3 December, 2018

Lifting Standards In The Financial Advisory Industry

The Australian Securities and Investments Commission (ASIC) has released proposed updates to organisational competence requirements for financial advice licensees, in a bid to lift education, training, and ethical standards in […]

19 November, 2018

Deemed Dividends: Changes Are Coming

If you own a private company, deemed dividend payments or Div 7A may be familiar to you. In short, it is designed to ensure that income is not inappropriately sheltered […]